Author Topic: Bank has been implemented.  (Read 1948 times)

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Oton

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Bank has been implemented.
« on: July 27, 2009, 01:18:34 PM »
Bank has been implemented in Imperial Hero.
There will be banks in all Ayarr Empire provinces except Hope Village.

You can deposit your gold and take loans from the bank.

 - The bank has a base capital amount which can be increased or decreased depending on the amount of gold the heroes deposit or withdraw, but the base capital amount cannot be depleted.
 - The bank capital determines the amount of loans the bank can grant to heroes.

Deposit banking rules:

 - The deposit interest is 7%.
 - Maximum deposit amount is calculated by the hero's level.
 - Deposit interest is calculated every 7 days.
 - If the hero deposits gold before the interest period passes, he will automatically receive the interest amount for each day and a new 7 days interest period will be calculated, based on the new deposited sum of gold.

Loan banking rules

 - The loan interest is 8% and it is added to the debt immediately.
 - The maximum amount of loan is calculated by the hero's level, as well as the current bank capital.
 - Each 7 days the hero has a loan, another 8% interest is added.
 - If the hero repays a certain amount of gold, the current calculated interest remains as a debt and a new 8% interest is calculated, based on the remaining gold sum of the loan.
« Last Edit: July 27, 2009, 03:09:58 PM by blues »