Bank has been implemented in Imperial Hero.
There will be banks in all Ayarr Empire provinces except Hope Village.
You can deposit your gold and take loans from the bank.
- The bank has a base capital amount which can be increased or decreased depending on the amount of gold the heroes deposit or withdraw, but the base capital amount cannot be depleted.
- The bank capital determines the amount of loans the bank can grant to heroes.
Deposit banking rules:
- The deposit interest is 7%.
- Maximum deposit amount is calculated by the hero's level.
- Deposit interest is calculated every 7 days.
- If the hero deposits gold before the interest period passes, he will automatically receive the interest amount for each day and a new 7 days interest period will be calculated, based on the new deposited sum of gold.
Loan banking rules
- The loan interest is 8% and it is added to the debt immediately.
- The maximum amount of loan is calculated by the hero's level, as well as the current bank capital.
- Each 7 days the hero has a loan, another 8% interest is added.
- If the hero repays a certain amount of gold, the current calculated interest remains as a debt and a new 8% interest is calculated, based on the remaining gold sum of the loan.